I take the buying process as seriously as buyers do, therefore I offer nothing but the highest quality of service to my clients. When you decide to purchase your home, make sure you hire someone whom you can trust and someone who wants to earn your business. Buying your home is one of the most important purchases you will make, so make sure you have the right sales representative who can provide you with the service you deserve.

When you understand current market conditions, you are better able to position yourself as a Seller. It helps to know if you are in a Seller's, Buyer's or Balanced market when setting your asking price. In a Buyer's market there is a lot more competition and Buyers have plenty of choices and room to negotiate, forcing you to be very competitive when setting your price. Drop me a line today and we can get started finding you the home of your dreams.

Here are some of the steps I will take to find your perfect home:

Determine Your Wants and Needs
This is the single most important step. By asking you a series of questions I will establish what you are looking for. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet your needs. Throughout the buying process I will maintain your confidentiality and represent your best interests.

Help You Get Pre-Qualified
This step will show you how much you can afford. This is accomplished by speaking with your financial institution and establishing what monthly payments you will be comfortable with. See the "Mortgage Info" section for more information.

Home Shopping

I will use every available method to locate a property that matches your search parameters. This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties. I will disclose all known facts about the property that are likely to affect your decision. When we find the home that meets your criteria, I will assist you in writing an offer and act as a liaison between you and the seller.

GAME PLAN FOR BUYERS

IT'S NOT WHAT YOU BUY TODAY, BUT WHAT YOU HAVE WHEN YOU WANT TO MOVE!

BUYING A HOME IS ONE OF THE MOST IMPORTANT DECISIONS YOU WILL EVER MAKE IN YOUR LIFE, THEREFORE A VALUED AND INFORMED DECISION IS UTMOST.

A NAME THAT FRIENDS RECOMMEND IS WHAT I PUT ON THE LINE. BEING A VERY COMPLACENT, CARING AND HARD WORKING INDIVIDUAL, I REALIZE THAT IF ALL THE STEPS FROM A TO Z ARE TAKEN, WE WILL BE ABLE TO FIND THE HOME OF YOUR DREAMS.

Here is the game plan:

DISCUSS AGENCY RELATIONSHIPS (WHO IS WORKING FOR WHO?)
INITIAL CONSULTATION TO DISCUSS YOUR ABILITY TO BUY (PRE-APPROVED MORTGAGE)
LETS LOOK AT WHERE, WHEN AND WHY YOU WANT TO MOVE
BUYERS WISH LIST AND REALITY CHECK
EMAIL MONSTER (MY ABILITY TO GIVE YOU INFORMATION THAT I RECIEVE ON PROPERTIES THAT MEET YOUR REQUIREMENTS - BUYER REPRESENTATION AGREEMENT REQUIRED)
GET THAT ANTICIPATED LIST OF ALL THE PROPERTIES THAT MEET YOUR CRITERIA
DO SOME DRIVE BY'S, TO MAKE YOUR "LONG LIST" A "MOST DESIRED" LIST
STAY IN CONSTANT COMMUNICATION WITH EACH OTHER TO FIND YOU A HOME
VIEW HOMES AS REQUIRED, EDUCATING YOU AND ME
NEGOTIATE THE OFFER. (WE WILL DESIGN A PLAN TO GET THE PROPERTY FOR THE BEST POSSIBLE PRICE AND TERMS)
PROTECT YOURSELF WITH A MEANS OF ESCAPE - JUST IN CASE
BUY THE HOME CONDITIONALLY (USUALLY UPON FINANCING, HOME INSPECTION OR HOUSE SALE)
CHOOSE A LAWYER (IF YOU DON'T HAVE ONE, I CAN RECOMMEND A NUMBER OF GOOD LAWYERS)
SEND THE DEAL TO THE LENDER (I CAN RECOMMEND YOU TO MY PREFERRED LENDER OR YOU CAN CHOOSE YOUR OWN)
AWAIT FOR FINANCING APPROVAL
BOOK THE HOME INSPECTION TO PROTECT YOUR INVESTMENT
WAIVE CONDITIONS TO BUY THE HOUSE FIRM
SIT BACK AND WAIT FOR CLOSING DATE AND ASK YOURSELF - WHY DID WE CHOOSE TO WAIT SO LONG TO GET POSSESSION? (COMMON FOR MOST BUYERS)
TELL ALL YOUR FRIENDS AND FAMILY THAT YOU NOW HAVE YOUR VERY OWN PERSONAL REAL ESTATE SALES REPRESENTATIVE AND SHE WILL DO AS GOOD A JOB FOR YOU AS SHE HAS DONE FOR US. GIVE HER A CALL OR EMAIL HER
SEND RHONDA A THANK YOU LETTER FOR ALL HER HARD WORK.

Buying Services for Hamilton / Ancaster / Stoney Creek Home Buyers

Home Buying Series

Episode 1 of 5 - Helping You with Financing Your Home Purchase

Episode 2 of 5 – Helping You Determine Your Needs and Wants

Episode 3 of 5 – Helping You with Your Home Search

Episode 4 of 5 – Helping You Make an Offer

Episode 5 of 5 – Helping You Close Your Home Purchase

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Hamilton / Ancaster / Stoney Creek or elsewhere in Ontario.

Below, select desired reports and complete the form provided.

		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.